No bank login required

No bank login.
Just download your statement
and let the Roaster do the rest.

Export a CSV from your bank's website, upload it to SaveGuard, and see every subscription you're paying for, plus a roast that names the waste. Nothing to link. Nothing to connect. Not yet, anyway.

Zero
Bank logins required
3
Free bill roasts every month
Read‑only
If you ever do connect a bank
Three steps. No login screen in sight.
1

Download your statement

Export your recent transactions as a CSV file from your bank's website.

2

Import it into SaveGuard

Upload the file. No username, no password, no bank account to link.

3

Read the roast

Every subscription surfaces, plus an honest, specific take on what's worth cutting.

Getting a CSV from the five biggest banks

The general path is the same everywhere: sign in on a desktop browser, open the account, find the transaction history or activity view, and look for a download or export option.

🏦

Chase

Sign in, open the account, and go to the Activity page. Tap the download icon, pick a date range, and choose the Spreadsheet (CSV) format.

🏦

Bank of America

Sign in, open the account, and select "See all transactions." Look for Download near the Activity list, choose a date range, and pick CSV or Excel format.

🏦

Wells Fargo

Sign in and open the account's activity view. Look for "Download Account Activity," set a date range, and choose the comma-delimited (spreadsheet) file format.

🏦

Citi

Sign in on a desktop browser (the mobile app doesn't offer this). Open the account's activity view, find Download Transactions, pick a date range, and choose CSV.

🏦

Capital One

Sign in on a desktop browser (mobile doesn't support this). Open the account, find Download Transactions near the statement section, and choose the CSV format.

📄

Any other bank

Look for a "Download," "Export," or "Statements & documents" option in your account activity. Choose CSV or Excel if you're offered a choice.

Bank websites change their menus without notice, so treat the wording above as a guide, not an exact click path. If a step looks different when you get there, the file you want is usually labeled CSV, Comma Delimited, or Spreadsheet, wherever your bank puts its download or export option.

Real detection, not a guessing game
🔍

Forgotten subscriptions

The gym membership, the streaming service, the app you signed up for once. If it's still charging you, it shows up.

Trials about to convert

Trial Guard flags a free trial before it turns into a real charge, so you decide instead of the calendar.

📈

Price hikes

When a subscription quietly raises its price, the increase gets caught and named.

🚫

Charges after cancellation

Cancel & Verify tracks whether a charge you cancelled actually stopped.

🧩

Overlapping services

Three streaming apps, two music subscriptions. The overlap gets pointed out plainly.

No login means nothing to protect. We protect it anyway.

A CSV upload can't be phished or leaked the way a bank login can. If you later decide to connect your bank for automatic updates, that connection is read-only too.

Bank-level encryption
Read-only access
We never move your money

Delete your account and every bit of your data, anytime.

Your statement is already on your computer.

Download it, upload it, and see what you're actually paying for. Three free roasts a month, no card required.

Roast my statement →

Prefer to connect your bank instead? That works too, and it's read-only. But you don't have to.